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Troy Champ

Partner, Mortgage Advisor


Troy is one of those uniquely capable mortgage experts who has refined his craft over 17 years of experience with two of Canada’s major financial institutions and then one of the largest mortgage brokerage firms in Western Canada. He is amongst a rare group of professionals who have funded over $500 million in mortgages over his career and received many top level awards for excellence.

A hallmark of Troy’s service pledge is unparalleled availability. While many will say they provide great service, Troy proves it day in day out without question. His clients are never left waiting for answers to their enquiries. Quite simply, his clients are thrilled to work with someone who says what they do and does what they say.

Now Troy has joined forces with Kent and Colette Chapman in opening mortgagetree. Our goal is to provide the best rates combined with mortgage knowledge while giving back to our community.

For service that is out of the ordinary, you should call Troy for all your home financing needs.

Here’s what some of Troy’s clients have had to say:

“I’ve worked with Troy for over 15 years now and my customers have always been extremely happy with his service. Always being available and answering his phone whenever we call. Now that he is at Mortgage Tree we will be guaranteed the best rates along with his best service.” – Dino P.

“The process was so easy with you. I was always kept up to date by either you or your colleagues. Thanks for removing the stress of

purchasing my home by coordinating my mortgage with my realtor and lawyer. It was a pleasure.” – Michelle M.

“Hi Troy. We will be going with you. The service has been stellar the whole way 🙂 “ – Melanie H.

Read what Troy's clients have to say:

  • "I have been referring clients to Troy since I started as a realtor over 15 yrs ago. After all this time he is still the best at getting back to me and my clients in a timely manner. He's always willing to take our calls and answer our questions along the purchasing process. Thanks Troy!"

    - Dino P
  • "What can I say! After a 30-year relationship with a certain Big-5 Canadian bank for Mortgage and Line of Credit facilities, we decided to combine them into a single mortgage at a favourable rate. After 2 meetings with them and completing all the forms, they chose not to approve us (!?!). We called Troy for help; he was able to find an EXTREMELY reliable alternative source, plus a backup. In less than 5 days we had confirmation and a firm closing date. The total set-up fees involved, and our new monthly payment, are noticeably less that we were expecting. Always in close contact, answering questions at any time and usually within 30 minutes, Troy and his team were incredibly reassuring, creative and supportive. I'll be happy to recommend him to anyone looking for Mortgage, Line of Credit, consolidation services."

    - John B
  • I would highly recommend the Mortgage Tree to anyone purchasing a new home, or refinancing their property. The staff is knowledgeable and take great care in their clients. Both Koalby Ashkanase and Troy Champ were quick in getting back to all e-mails, phone calls and any concerns I had before and after the possession date. 

     This was my first purchase and it went smoothly. Many thanks to this great team and their support!  

    - Houda El-Ali
  • As an international buyer unfamiliar with the Canadian landscape, Troys help was invaluable in making the process transparent and very smooth. Would highly recommend to anyone.

    - Neelabh S.
  • Our experience with Mortgage Tree was excellent! We are first time home buyers, so we were a bit anxious. Troy and his team really helped us to learn and understand the whole mortgage process, providing excellent customer service.They were very quick to respond, and addressed all our questions. We highly recommend them, and will definitely continue working with them for our mortgage needs in the future!

    - M. Pelaez

We only select lenders that offer our client stability and value

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