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Krysta Donovan

Managing Director, Mortgage Advisor, Residential & Commercial

Krysta has over 17 years of experience in the industry. She began her career on the legal side as a Real Estate Law Clerk in Ontario and made the switch to being a Mortgage Advisor in 2017. Her knowledge on each side of the industry has proven to make borrowers feel confident that her knowledge can be trusted!

Krysta takes amazing care of her clients from start to finish. She will tailor your mortgage to suit your needs, whether it be lower payments for the budget conscious borrower or maximum payments for the borrower who would like to pay the mortgage off as quickly as possible. As well working with home owners to refinance their home and pull out equity to complete renovations or pay off those higher interest credit cards/loans.

Krysta works with you to manage your debt and make a plan to buy a home or refinance in the future. She genuinely cares about borrowers & their families and sincerely wants to work together to make the best decision possible!

Read what Krysta's clients have to say:

  • We just recently worked with Krysta Donovan for our mortgage refinance. She was absolutely wonderful to work with, took care of all our needs and answered all of our questions.  She was very knowledge on the products and services available to us and went our of her way to find the best option for us.. I would recommend her and Mortgage Tree to anyone and everyone looking to either refinance or to obtain a new mortgage.
    Thank You
    Allison & Mike F.

    - Allison & Mike F
  • I just wanted to say Krysta did an excellent job as my mortgage broker and I’ll be recommending her to any friends looking to buy a home. She made herself available all days, even on Family Day in February when there was a bully offer on a house and I had only a few hours to make a counter offer. She was always quick to reply and confirm next steps during a 7 month house hunt, and ended up getting me a great rate.

    - Louise A.
  • I could not have made through my difficult time without Krysta! I believe she worked way and beyond to make sure, not only I got a loan... but that i succeed in my endeavours.
    We definitely need more people as Krysta in our everyday lives!

    - Ruby C.
  • Krysta Donovan of the Mortgage Tree is an amazing Broker.  Krysta is not only knowledgeable but is a great communicator and provides detailed follow-up.  The customer service that I have experienced in dealing with Krysta has been exceptional. I recently had a situation in which my client thought they had financing through another broker and four days prior to closing indicated they required another 20 days to provide the funds.  I reached out to Krysta on Saturday evening (late) and she immediately responded.  Within 3 days Krysta secured financing for my client and provided better rate.  Krysta dealt with my “first time buyer”, during what was a stressful situation, in a confident and calming manner. In our business, responsiveness and customer service is paramount and having a mortgage broker, such as Krysta, with 100% understanding of this is a huge asset.  Krysta is a true professional with amazing skills and a pleasure to work with.

    - Karen M.
  • Krysta was amazing to work with.  She was accessible from the first phone call, she understood our situation and offered solutions right away!  Within a couple of weeks we were sitting in a better spot financially and have regained control of our finances.
    She even answered our calls in the weekend, can’t thank her enough!

    - Dubon Famly
  • My husband & I had an opportunity to work with Krysta. She is very professional & knowledgeable. We were denied a small mortgage with the Credit Union we dealt with. Krysta took our file & found a great deal with Scotia Bank. She made herself available anytime we had a concern. She made us very comfortable working with her. We would definitely recommend her to our family & friends, she’s the best. Best Regards

    - Verna & Dale M.
  • Krysta deserves an award for sticking with it and us through this very long process that I certainly didn’t and I imagine she also didn’t think would be quite so arduous !!  She was always available for any questions , concerns and looking for the best options for us. Thank you, Krysta we are extremely grateful for your efforts now that the transaction is finally complete.

    - Carol F.
  • Krysta was simply fantastic! Her professionalism, attention to details, knowledge and wonderful customer care were key factors for the success os my 2 mortgages (1 new and 1 refinance). Thanks a lot Krysta! I hope to do business with you again in the future!

    - Marcelo D.
  • Krysta has made our refinance such an easy process. Her dedication and calm demeanour made us feel extremely comfortable with working with her.  We will be referring her to everyone we know!

    - L Smith
  • Krysta was wonderful while working on the refinance of our home. She made it simple and convent for us during a busy time in our lives. She was quick to reply when we had questions and was patient with us through the entire decision making process. The E signature feature made it so that we could do everything over the computer from our own home. At the end of our refinance we were comfortable with the change we had made and pleased by the savings. We would easily recommend Krysta to our family and friends.

    - Travis and Samantha H.
  • Krysta Donovan is such a pleasure to work with, she's so meticulous, timely and professional when dealing with clients. She  really has a depth of knowledge to pull from and is able to get things done ! As a realtor we always need reliable solid contacts that you can refer with confidence and pride. I know when I send her my clients, family and friends I can count on them receiving sound, solid advice from a trust worthy source and they always come back smiling!

    Thank you !

    - Gabriel S.
  • I have been working with Krysta Donovan, since late 2019 both on my residential property & my business. Krysta has always been great to work with, she replies to all of my questions quickly and is always there when I need her.
    Krysta closed a 2nd mortgage for me in less than a month, which allowed me to payout some debts and improve my credit score.
    She worked with me on my Commercial loan for 6+ months, always checking in to see how things were going on my end. She was able to get me great rates and more financing than originally thought I would be approved for. I have now been able to expand my business because of this.
    I highly recommend Krysta to everyone asking about a Mortgage Advisor. She is a delight to work with, and truly genuinely wants to see you succeed!
    I am grateful to have known and still have her in my affairs!
    Honestly, don’t waist your time searching.. if you’ve found Krysta Donovan, you’ve found and answer.
    A satisfied, and happy client

    - Ruby C.
  • "Krysta Donovan is a fantastic mortgage broker! I would say her level of communication throughout the process from start to finish was top notch. She was able to provide a “real" Pre Approval after obtaining all of the required paperwork up front so there were no surprises down the road. This allowed her to complete financing within hours of a pending offer being submitted - which give me the utmost confidence referring her to others in the future. I even learned a few things along the way like what it means when she says “broker complete” and seen first hand how closely and effectively she communicated with the lawyer on our side of the transaction to make sure everyone was in the loop. The clients absolutely raved about her from the very beginning and felt supported every step of the way. In the ever changing landscape of mortgages I feel confident working alongside Krysta as she is so invested in helping match her clients with the best product and service for their financial situation - I’m looking forward to our next deal together!" Anthony d REALTOR®

    - Anthony D - Realtor
  • Being a first time home buyer, I was unaware of the steps needed In ordered to get a mortgage, Krysta helped me step by step so I was able to afford my dream home.

    - K. Peters
  • My husband and I are so grateful for all of Krysta’s hard work! She helped us refinance 6 months ago so we were able to do the renovations to our home that we always wanted to do!
    Last  month she worked her magic again and got us such an amazingly low rate that we refinanced early. Thanks to all of Krysta’s knowledge and expertise the value of our home drastically went up and we could not be more happy that she is our mortgage agent and we recommend her services to everyone!

    - Jessica C.
  • We cannot thank krysta enough for helping us though a tough financial time, her experience and knowledge sets her above the rest. She makes you feel like family and not just a client.

    - T. Johnson

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