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Krysta Donovan

Mortgage Advisor, Residential & Commercial

Krysta has over 15 years of experience in the industry. She began her career on the legal side as a Real Estate Law Clerk in Ontario and made the switch to being a Mortgage Advisor in 2017. Her knowledge on each side of the industry has proven to make borrowers feel confident that her knowledge can be trusted!

Krysta takes amazing care of her clients from start to finish. She will tailor your mortgage to suit your needs, whether it be lower payments for the budget conscious borrower or maximum payments for the borrower who would like to pay the mortgage off as quickly as possible. As well working with home owners to refinance their home and pull out equity to complete renovations or pay off those higher interest credit cards/loans.

Krysta works with you to manage your debt and make a plan to buy a home or refinance in the future. She genuinely cares about borrowers & their families and sincerely wants to work together to make the best decision possible!

Read what Krysta's clients have to say:

  • Krysta was simply fantastic! Her professionalism, attention to details, knowledge and wonderful customer care were key factors for the success os my 2 mortgages (1 new and 1 refinance). Thanks a lot Krysta! I hope to do business with you again in the future!

    - Marcelo D.
  • We just recently worked with Krysta Donovan for our mortgage refinance. She was absolutely wonderful to work with, took care of all our needs and answered all of our questions.  She was very knowledge on the products and services available to us and went our of her way to find the best option for us.. I would recommend her and Mortgage Tree to anyone and everyone looking to either refinance or to obtain a new mortgage.
    Thank You
    Allison & Mike F.

    - Allison & Mike F
  • I have been working with Krysta Donovan, since late 2019 both on my residential property & my business. Krysta has always been great to work with, she replies to all of my questions quickly and is always there when I need her.
    Krysta closed a 2nd mortgage for me in less than a month, which allowed me to payout some debts and improve my credit score.
    She worked with me on my Commercial loan for 6+ months, always checking in to see how things were going on my end. She was able to get me great rates and more financing than originally thought I would be approved for. I have now been able to expand my business because of this.
    I highly recommend Krysta to everyone asking about a Mortgage Advisor. She is a delight to work with, and truly genuinely wants to see you succeed!
    I am grateful to have known and still have her in my affairs!
    Honestly, don’t waist your time searching.. if you’ve found Krysta Donovan, you’ve found and answer.
    A satisfied, and happy client

    - Ruby C.
  • Being a first time home buyer, I was unaware of the steps needed In ordered to get a mortgage, Krysta helped me step by step so I was able to afford my dream home.

    - K. Peters
  • Krysta was amazing to work with.  She was accessible from the first phone call, she understood our situation and offered solutions right away!  Within a couple of weeks we were sitting in a better spot financially and have regained control of our finances.
    She even answered our calls in the weekend, can’t thank her enough!

    - Dubon Famly
  • Krysta was wonderful while working on the refinance of our home. She made it simple and convent for us during a busy time in our lives. She was quick to reply when we had questions and was patient with us through the entire decision making process. The E signature feature made it so that we could do everything over the computer from our own home. At the end of our refinance we were comfortable with the change we had made and pleased by the savings. We would easily recommend Krysta to our family and friends.

    - Travis and Samantha H.
  • My husband and I are so grateful for all of Krysta’s hard work! She helped us refinance 6 months ago so we were able to do the renovations to our home that we always wanted to do!
    Last  month she worked her magic again and got us such an amazingly low rate that we refinanced early. Thanks to all of Krysta’s knowledge and expertise the value of our home drastically went up and we could not be more happy that she is our mortgage agent and we recommend her services to everyone!

    - Jessica C.
  • Krysta Donovan is such a pleasure to work with, she's so meticulous, timely and professional when dealing with clients. She  really has a depth of knowledge to pull from and is able to get things done ! As a realtor we always need reliable solid contacts that you can refer with confidence and pride. I know when I send her my clients, family and friends I can count on them receiving sound, solid advice from a trust worthy source and they always come back smiling!

    Thank you !

    - Gabriel S.
  • Krysta has made our refinance such an easy process. Her dedication and calm demeanour made us feel extremely comfortable with working with her.  We will be referring her to everyone we know!

    - L Smith
  • I could not have made through my difficult time without Krysta! I believe she worked way and beyond to make sure, not only I got a loan... but that i succeed in my endeavours.
    We definitely need more people as Krysta in our everyday lives!

    - Ruby C.
  • Krysta Donovan of the Mortgage Tree is an amazing Broker.  Krysta is not only knowledgeable but is a great communicator and provides detailed follow-up.  The customer service that I have experienced in dealing with Krysta has been exceptional. I recently had a situation in which my client thought they had financing through another broker and four days prior to closing indicated they required another 20 days to provide the funds.  I reached out to Krysta on Saturday evening (late) and she immediately responded.  Within 3 days Krysta secured financing for my client and provided better rate.  Krysta dealt with my “first time buyer”, during what was a stressful situation, in a confident and calming manner. In our business, responsiveness and customer service is paramount and having a mortgage broker, such as Krysta, with 100% understanding of this is a huge asset.  Krysta is a true professional with amazing skills and a pleasure to work with.

    - Karen M.
  • We cannot thank krysta enough for helping us though a tough financial time, her experience and knowledge sets her above the rest. She makes you feel like family and not just a client.

    - T. Johnson
  • Krysta deserves an award for sticking with it and us through this very long process that I certainly didn’t and I imagine she also didn’t think would be quite so arduous !!  She was always available for any questions , concerns and looking for the best options for us. Thank you, Krysta we are extremely grateful for your efforts now that the transaction is finally complete.

    - Carol F.

We only select lenders that offer our client stability and value

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